Our lending partner. You can apply from your phone in about ten minutes and get an answer without setting foot in an office.
They do manufactured home loans and nothing else, so they already understand what you are buying. Applications through our link come back to us too, which means we can start pricing your home the same day you are approved.
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The questions people actually ask us.
Often, yes. Manufactured home lenders look at more than a score, and a bigger down payment or land you already own can make up a lot of ground. It costs nothing to find out, and a soft look will not hurt your credit.
It depends on the loan and your credit. Some buyers put very little down. Ask us before you assume you cannot afford it.
No. You can buy a home for land you already own, land you are buying, family land, or a lot in a park. Each one is financed a little differently.
Usually yes. If you own your land free and clear, its value can often stand in for some or all of your down payment. A lot of people do not know this is an option.
The monthly figures on our floor plans are estimates on the price of the home only, at 8% APR over 25 years with 10% down. Your real payment depends on your rate, your term and your down payment. And remember the home is not the only cost, which is why we wrote out what a home really costs.
Call us before you apply anywhere. We will tell you honestly whether it is worth running, and what would make it go better.
Call (251) 253-3184 Send us your info